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Asset & Debt Listing



When planning to buy a house, one should complete a listing of all of your asset and debt accounts and their current balances before going to the lender. Your mortgage application will require this information, and compiling this information in advance will save a lot of time filling out the application form. This information will be compared against a credit report that the lender will obtain.

It's also a good idea to obtain a copy of your credit report and score, calculate your financial ratios, and a personal income statement and balance sheet.

Below is an example list of information you should prepare before filling out a mortgage application as these items will be required on the form (this example assumes you do not own property already):

General Information

Asset Listing Example

Debt Listing Example



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