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The American Dream 
Home Ownership

Although unrelated to Boston History, the primary theme of this web site, included here is a group of pages relating to buying a home. This author has compiled highlights of personal experiences in buying a home, and thought it would be beneficial to others to publish this information. The following may be useful to potential first time home buyers (always seek professional financial and/or legal advice of course, this is not, and should not be considered financial and/or legal advice).

The Boston Real Estate Market can be considered active to say the least. It's one of the most expensive markets in the nation, but many banks and financial institutions have special programs available due to the high prices.

Real Estate 101

Searching For A Home

Home Location 
Home Condition 
Condominium Associations 
Purchase and Sale Agreement 

Financial Considerations

General Mortgage Information 
Credit Score 
Financial Ratios 
Personal Debt 
Money Movement 
Full Cost of Ownership 

Pre-Mortgage Documents

Sample Document Set 
Asset & Debt Account Listing 
Expense Statement 
Balance Sheet 

Finding a Lender

Broker vs. Direct Lender 
Fixed vs. Variable Rate 
Closing Costs 


Real Estate Glossary 


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